Credit risk assessment through the request for borrowings, loans portfolio monitoring, banking products developing, business processes’ changes; Assessment and monitoring of market, operational and reputational risks; Developing of internal rules, policies, methodologies and recommendations on the risk management; Monitoring and analysis the effectiveness of risk management processes; Preparing different types of reports; Control over provisioning process; Co-operation with other division of the bank and consulting colleagues on the different issues related to risk management. Till the present moment the Methodology for provisioning on loans (allowance on impairment) in accordance with IFRS has been developed, all internal rules has been checked and audited for compliance with the regulator requirement, including Instruction #359, as well as recommendation for risk management process improvement and optimisation has been done.

Developing relationships with local banks; preparing proposals, pitches, presentation, contracts, etc.; project management and administration; compliance with internal risk management procedures; participation in two large-scale risk management projects; motivating and inspiring subordinates and colleagues; support other PwC offices in sales and project management. A large-scale long-term project on improving and enhancing credit risk management and establishing new credit culture for a large local bank had been realized. Another one short term forensic project had been delivered to Subsidiary of large international packaging company.

Consulting corporate customers on bank’s products, tariffs, services; maintaining of credit administration; preparing Board Resolutions, Orders Concessionary rates etc.; monitoring covenants (conditions precedence, conditions subsequence) under loan agreements; participation in selling investment banking products; assisting relationships managers in complying credit files in full compliance with local FSA requirements and Group standards; developing internal procedures and job descriptions, including credit risk and accounting policy; gathering and reporting of management information; monitoring of the credit systems and data quality; leading treasury back-office; financial analysis of banks and corporates; reporting to the Head Office and local authorities. Effective credit administration done, including full-time participation in re-financing large loan to cement company; efficient co-operation with top management, head of departments, relationships managers and subordinates; banks’ comparative table set up; developed accounting policy was approved; few financials reports prepared; all Group and regulatory reports done in time; activity fully complied with the Group and local authorities requirements; treasure back-office was leaded through challenging time; a few qualified subordinates were taught.

Development of regulation with respect to the issues of assets classification, financial statements, including consolidated ones, banking audit, trust and custodial activities, operations related to guaranties, licensing fee, consortium crediting and etc.; participation in drafting legislation on banking activities, currency regulation, liquidation of banks etc.; co-operation with Government bodies; consultation of banks on various aspects of banking activities.

Master of science in Finance, Diploma with honours

Finance and Credit. Bachelor, Diploma with honours

PwC, n/a

HSBC, n/a

HSBC, n/a